Music Advance for Artists & Labels

Get a cash advance against future streaming royalties, by project or by catalog. No interest and not a loan — it is recouped from your royalties.

Questions we get a lot.

Is a Spilix advance a loan? Is there interest?

Not a loan. This is an advance — Spilix buys forward a portion of your future royalties. No interest. If revenue doesn’t hit projections, you don’t owe — the risk is on Spilix.

How long does an advance take to recoup?

Depends on advance size and streaming velocity. Project advance typically recoups in 6-18 months. Catalog advance in 12-36 months. After recoup, 100% royalty flows back to you as usual.

What if my catalog doesn’t recoup fully?

You don’t owe Spilix anything. The risk is entirely on us. That’s why we evaluate carefully before making an offer.

Are there other advance fees?

No setup fees, no hidden fees. Spilix only earns the margin between the advance amount and royalty recouped (typically 10-20% margin per case).

Can I apply for both advance types?

Yes. Many artists apply for catalog advance first for working capital, then project advance for a specific big release.